Is buying an EV in 2024 worth the Money? Let’s Understand the catch before buying an EV vs Petrol/Diesel Vehicle

EV’s may be the next big thing in the automobile industry and the big chunks of vehicles in the roads seen nowadays are mainly petrol or diesel cars that could soon be replaced by EV in the coming future. With the Advancement in the EV industry and rapid research has brought a boom in the EV market. Everyone in the market is going crazy about buying an EV over any other vehicle. After the Tesla Effect this craze has gone beyond expectations. But we have a question: is buying an EV worth it compared to other fuel vehicles. Today in this article we will understand the Pros and Cons of buying an EV and also understand if EV is financially viable at this time and will also go through some analysis before we come to any kind of conclusion before buying an EV in 2024. So read the blog completely before buying an EV so that you can understand the actual price we pay just for the EV effect.

Nowadays if we want to buy any car we first think about which car we should buy: an EV or a petrol/diesel car. How much we are gonna save if we buy an EV or how much more money we are gonna spend if we are buying any EV. Today in this article we are gonna take the Tata Nexon Car into consideration as this is the most affordable and a good family car available in the market with good looks and great features.

The models we are taking into consideration are TATA NEXON XMA (S) and EV PRIME (XZ PLUS) as they both are automatic cars.

TATA NEXON XMA (S) Petrol:

Let’s assume on an average we travel 40 km per day. So per month the average journey is 1200 km & the calculation for a year would be 1200 * 12 = 14400 km.

Now a petrol car generally gives an average of 15-17 KMPL.

So to drive 14400 km a year would require 14400/16 = 900 liters of petrol a year.

If we assume the average petrol price to be 102 Rs/ltr then we are spending 900 * 102 = 91800 Rs a year for petrol. Which brings the calculation that for every km we are spending approx 6.5 rupees with a petrol car.

TATA NEXON EV PRIME (XZ PLUS)

The battery capacity given in this model is 30 kWh. The electricity we use in our home is also in kWh so to fully charge a 30 kWh battery in this nexon model would require 30 units of power. Let’s assume the electricity rate on an average in india is 7 Rs per unit then to charge 30 units we would be spending 30 * 7 = 210 Rs.

Tata claims a fully charged nexon could go up to a mileage of 312 km using its 30 kWh battery installed. This is a company claim but in reality there would be factors that would be affecting the mileage, hence we assume the mileage to be 280 km on average.

If we assume the mileage to be 280 km then to run the vehicle for 14400 km we would require approx 1545 units of electricity. As we have assumed the cost of the electricity to be 7 rs then we would be spending 1545 * 7 = 10815 Rs a year with the EV. This brings the calculation that for every km we are spending approx 0.75 Rs with an EV car.

Now whenever we buy a car we generally buy it for a longer duration of time. Let’s assume the time duration to be 7 years for which we are gonna use both the vehicles. Hence for Petrol car we will be spending approx 91800 * 7 = 642600 rs for fuel. On the other side we are gonna spend only 10815 * 7 = 75705 Rs for charging the EV. We can clearly see in the case of EV the cost is almost 1/10th of the petrol car.

So can we conclude buying an EV is the best solution?

Actually No, because in the current market the price of an EV is higher than that of the petrol variant. If we compare both the cars the TATA Nexon XMA (S) has an on road price of 12 lakhs but TATA Nexon EV PRIME (XZ PLUS) has an on road price of 18.5 lakhs. So if we buy an EV version of Nexon then we are going to pay almost 6.5 lakhs more today.

We have seen above that the petrol version would take 7 years to cross this 6.5 lakhs which we are paying extra today. In terms of finance it is not worth paying such a huge amount today which we can keep into some savings and get interest on top of that. And If we put it into some FD’s or mutual funds then even post tax deduction if we take the interest rate to be 6% then the electric car would take even more time to beat the petrol car in terms of cost usage comparison.

Of course EV’s are the future and in the coming future they are gonna rule the market but for now the price of the EV’s are way higher compared to the other cars and it won’t be a brilliant idea to invest in EV for now. If in the future the prices of EV goes down then EVs would be the best option while considering buying a car.


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